Insights

What I've learned:

"What would happen if you turned Worry into Wonder? How would your life be different?" Angela DiCarlo, MBA

"We must always change, renew, rejuvenate ourselves; otherwise we harden." Goethe

"If you wish to reach the highest, begin at the lowest." Publilius Syrus

"To will is to select a goal,
determine a course of action that will bring one to that goal,
and then hold to that action 'til the goal is reached.
The KEY is ACTION."
Michael Hanson


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Financial Bailout Alternative: Payoff Consumer Credit Card Debt

What are your thoughts on having the Financial Bailout plan be used to pay off consumer credit card debt instead of rescuing the big financial institutions who got America into debt in the first place?

A NEW OPTION: HELP OUT OUR FELLOW CITIZEN
I may be naive but the $700 billion bailout seems to just get us into more debt, not out of it. If we used that same money and wiped out America's credit card debt that would be a true Freedom Act.

I understand that as a citizen that with this new option, I would be paying off someone else's mistake, but at least it's my neighbor, my brother and my friends that I know and live next to and see struggling on a paycheck to paycheck lifestyle as the interest rates on their credits rise to staggering levels of 33.99% and struggle to fill their cars with gas.

THE OLD OPTION: WHY HELP A FACELESS BOTTOM LINE?
This is instead of bailing out some multi-billion dollar company that has no real face and just focuses on squeezing more money out of us to boost their bottom line.

THE REAL BENEFITS: INCREASE CONSUMER FINANCIAL EDUCATION & RE-EDUCATE OUR CONSUMERIST SOCIETY
As part of the Consumer Credit Card Bailout Plan, I would add an education program that every American who gets bailed out would be required to attend within a certain time period of their debt relief (i.e. one year online education). This would encourage Americans to understand how their spending habits should be to sustain a lifelong debt free lifestyle. I work with some great people who are developing a program that would satisfy this portion of the crisis relief and would be happy to provide you their information.

THE REAL BOTTOM LINE:
By freeing up ourselves and our neighbors from credit card debt, we would be giving everyone in our country a "new lease on life" and a "fresh start," two ideas that Americans preach every day.

We want to succeed. Case in point: Did you know that one of the most stolen items at drug stores is disposable razors? Razors to shave men's face. You see America wants to look good and succeed. It's just the way we have been encouraged to live to spend money with advertising, impulse buying and availability of credit has so jaded America that WE, the citizens of America, need a bailout plan that gets us out of debt and puts us on the right path. Hence the credit card bailout plan with financial education.

Let me know your thoughts.

Carpe diem,
Angela

Angela DiCarlo, MBA
858-412-7738 | 858-41-ASSET
angelasemailis@gmail.com
http://myprofitcoach.blogspot.com

It's my birthday, have a Free Slurpee at 7/11

Yes, it's official. Today is my birthday. And because I am the giving type. I am inviting everyone to get a free slurpee at 7-11 stores. Yep, enjoy your slurpee and celebrate my birthday. Good for today only.

LOL,
Angela

Life in Action

Photo by Don Mirra

See People in Action at TED. Technology, Entertainment, Design - Inspired talks by the world's greatest thinkers and doers. Ideas worth spreading. Videos range from 4-20 minutes long by some of the most inspiring people in the world. It doesn't cost anything to view, please take a moment and glance through TED. It is important to understand our personal and world problems so we can fix them.

This TED video inspired me because it made a visual image of our daily behaviors that we are not seeing but should. Ignoring it will not make anything better. Knowledge is only half the power.

I mentioned this before, but if you want all your news in one paper, pick up a copy of The Week. It is a great short magazine that has all the top stories from the week. It takes about 1-2 hours to get a good recap of all the major happenings in the world.

Carpe Diem,
Angela DiCarlo

p.s. Thanks Don for sharing these with me. Your stories and your photography are inspirational. Don Mirra Photography


UPDATE: July 30, 2008 Don Mirra will be leaving for Kenya. Let's send him our best wishes for a safe and bountiful journey.

UPDATE: Don returned safely from his journeys.

Big Toys to Please Your Inner Child

You take your car to work, I'll take my...BuzzBall. Human hamster wheel or the next great high end toy? Large field required. Let me know when you get one of Evento's BuzzBalls and I will join you. Get the BuzzBall story here thanks to OhGizmo's Andrew Liszewski.

Nerd Alert - Coolest Sites for Latest Technologies

Every day, my colleagues and I email each other the latest new technologies. I thought I was just a nerd, but one day I realized I was a full-fledged, early adopter, hybrid driving, organic food eating, green advocating, tech geek. There is no doubt about it. Here are some of my favorite sites for ultra geekiness. Subscribe to their RSS feeds if you want and enjoy daily coolness.

Want to stay on top of the latest techie news and toys? Find news and gadgets you never thought you needed but can no longer live without like Darth Vader USB Hubs that are abundant at Engadget

TechCrunch is full of useful stories like how Google Employees Get Japanese Space Toilets.

Make your home more Green while still being sexy at Inhabitat. And if you want to feel like you're outside when you're really inside, go to
The Sky Factory to dream about getting a virtual landscape ceilings for your home or office.

BBC is a great place for world news. Be wowed by innovative architecture with the 80-story Moving Skyscraper coming to Dubai on BBC.

In case you missed it, Bill Gates retired from Microsoft as CEO officially Friday, June 27, 2008. There's an awesome video with Bill, Jon Stewart, Hilary Clinton, Barack Obama, and many more. Take a few minutes if you can to enjoy.

If you have time to read one paper a week, this is it. The Week arrives every week in my mailbox with the top stories from around the world for the past week. Takes about an hour to read from cover to cover. No more searching multiple papers for interesting news, it's here.

I stll get Maxim and Fast Company. Yes, I am a lady but I enjoy Maxim, Men's Health and the occasional Vogue. Oh, and yes, women do love the smell of AXE. You need to take a shower anyway, so why not try it and see what happens, the last three men of interest had one thing in commmon...AXE.

And if you are a lady or have a lady in your life, there's a sale going on at Frederick's. Buy her something sexy. Try to get something she will like to wear like sexy cotton hiphugger panties and something for you to enjoy seeing her in like a patent leather corset or thigh high pantyhose.

By the way, I don't get paid for your clicks so don't think I am trying to push anything on you. I just felt like sharing some of my favorite sites.

Carpe Diem!
Angela DiCarlo :-)

Raise the happiness meter in the world.
p.s. If you tried to call me recently, you probably heard my GrandCentral voicemail. I was waiting patiently to purchase a Samsung Instinct Phone since my much beloved LG Fusic jumped out of my pocket and took a dive in the toilet. But the Instinct was well worth the wait. It's an amazing phone. I never used an iPhone, so I can't compare, but I am hooked on my Instinct. Total cost out of pocket was $247, with a $100 rebate coming in the mail. Instinct's everything a phone could ever want to be, including a 2 megapixel camera with direct upload to web, email or picture mail, awesome GPS with navigation, video camera, email access, messaging, calendar, and so on....Check out the Instinct if you're interested in a new phone.

p.p.s. My GrowMyProfit.com website is still going through some construction. If you know any more about Flash than me, please email me. The load page takes 30 seconds, so I had to put the incomplete HTML up.
Argh. ]:-O LOL